Retirement
The RRSP meltdown strategy, explained for Canadians
How drawing down your RRSP early — on purpose — can cut a lifetime of tax. When it works, and when it doesn't.
Guide · coming soon
No jargon, no product pitch — just the math and the trade-offs behind the questions Canadians actually wrestle with. New guides published regularly.
How drawing down your RRSP early — on purpose — can cut a lifetime of tax. When it works, and when it doesn't.
Delaying isn't always right. The break-even ages, the clawback traps, and how it fits your drawdown.
How vesting is taxed, why withholding rarely covers it, and a sell-and-diversify plan that keeps you out of trouble.
The trade-offs on RRSP room, CPP, and corporate tax — and why the right mix is rarely all-or-nothing.
The three models in plain terms, the conflicts baked into each, and what you're really paying.
Non-registered, RRSP/RRIF, then TFSA — the sequence matters more than most realize. A framework that travels.
Want one of these emailed when it's live? Get in touch